Personal Loans

Life’s full of unexpected surprises, unexpected opportunities and unforeseen expenses.

Personal loans are all about you. We can help you get the money you need for those unexpected expenses or those “I just have to get it” moments.  Personal loans are a great way to consolidate your debt that have higher interest rates such as credit cards.

An unsecured personal loan is a great way to get cash in a hurry with a low interest rate. Come in to the credit union or apply online. It’s quick and easy to get the money you need.

A Share Secured Loan from Commonwealth Utilities Federal Credit Union is a good idea if you’re looking to build your credit or you need to make a necessary purchase but don’t want to dip into your savings. With a Share Secured Loan you borrow against your savings at the credit union and receive a low-rate loan, while still earning interest on your financial resources on deposit!

  • You can borrow up to 100% of the balance in your Share Savings Account.
  • No fees.

You can apply for a low rate personal loan or a secured personal loan. Your loan, your way.

Apply Online!
Rates as of March 1, 2022

Type APR* Max. Amount Max. Years Per/$1000
Shared As low as 2.50% No Limit 10 YRS $ 9.43
Unsecured (Joint) As low as 7.00% $20,000 4 YRS $ 23.95
Unsecured (Single) As low as 7.00% $15,000 4 YRS $ 25.23

*APR = Annual Percentage Rate. (Annual percentage rates are determined by individual credit worthiness.)
Rates subject to change without notice.

Calculate Your Monthly Payments*

Loan Amount: $

Interest Rate: %

Your monthly payments will be $
Your weekly payments will be $
Borrowed Amount: $
Total Interest of Loan: $
Total Loan Repayment Cost: $
*The accuracy of our calculators and their applicability to your circumstances are not guaranteed. You should consult with a qualified professional regarding your particular circumstances.

You are now leaving Commonwealth Utilities Federal Credit Union

Third Party Site Disclaimer

You are leaving the Commonwealth Utilities Federal Credit Union website. Links that may be accessed via this website are for the convenience of informational purposes only or needed to access certain financial information such as accessing your credit card account.

Any products and services accessed through this link are not provided or guaranteed by Commonwealth Utilities Federal Credit Union. The site you are about to visit may have a privacy policy that is different than Commonwealth Utilities Federal Credit Union. Please review their privacy policy. Commonwealth Utilities Federal Credit Union does not endorse the content contained in these sites, nor the organization publishing those sites, and hereby disclaim any responsibility for such content.

If you do not wish to continue to this site please click "Cancel".

You will be redirected to

Click the link above to continue or CANCEL