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2023 Massachusetts Credit Unions Student Essay Contest

The Cooperative Credit Union Association, is pleased to announce the 2023 Massachusetts Credit Unions Student Essay Contest for seventh and eighth grade students.

Eight winning essays will be chosen. The first prize winner will receive $500. The seven finalists will each receive $250. In addition to the eight winning essays, there will be several honorable mention winners who will each receive $50. 

Deadline January 23, 2023

Click Here for More Information and to Download the Essay Entry Form


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Model Yrs Term *APR Per/$1000
New 2023 – 2022 year(‘s) 3.49 % $ 43.20
New 2023 – 2022 year(‘s) 3.49 % $ 29.30
New 2023 – 2022 year(‘s) 3.49 % $ 22.35
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New 2023 – 2022 year(‘s) 4.00 % $ 13.67

Used Vehicles
Mileage Less Than 60,000 miles / Maximum amount $45,000

Model Yrs Term *APR Per/$1000
Used 2021 – 2019 year(‘s) 3.75 % $ 29.41
Used 2021 – 2019 year(‘s) 3.75 % $ 22.47
Used 2021 – 2019 year(‘s) 3.75 % $ 18.30
Used 2021 – 2019 year(‘s) 3.75 % $ 15.53
Used 2018 – 2016 1 – 5 year(‘s) 4.49 % $ 18.64


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